Cash – it is the major need for all the activities to perform it successfully. If a person starts a business means, he/she requires cash to develop it in order to promote the company to reach the success. Similarly, if a student wants to study, he/she needs money to pay the fees in order to get admission in the educational institutions. As like that, if a person wants to buy a vehicle, he needs money to perform the action. Likewise, if a person wants to buy a new home, he/she needs cash to make the dream of buying new home true. Thus, money is playing its more essential part in all the activities of the human in all the fields. Hence, all the people are seeking the best way to get cash to fulfill their needs and dreams. In order to help the people to perform the above mentioned activities successfully, the bank sectors and financial companies introduce a method called loan. Loan is the process where one can get cash for their needs according to the loan type. Such loan types are separated according to the requirement of the people. Nowadays, in the home loans, several types of methods like underwater mortgage loans and reverse mortgage loans are introduced to help the people. One should understand the loan types availing now and then one can select the loan type for their use. Nowadays, most of the people use Home Mortgage Tucson loan which helps the people to collect loan with less interest